UK Used Car Risk Report

What 4,390 full vehicle history checks and the MOT histories of 491,789 vehicles checked on CarCheckUp since March 2023 show.

Prepared · Data to 27 September 2026 · By CarCheckUp

Full vehicle history checks4,390one per vehicle, finance, write-off and stolen records
Vehicles with an MOT history491,7895,710,686 MOT test results
PeriodMar 2023 – Sep 2026every check since our first
Read this first. These are vehicles people chose to check with a paid, full report, mostly cars they were thinking of buying. Someone who pays for a full report may already suspect a problem, so these rates are likely higher than for all used cars in the UK. They describe what our customers found, not the whole UK car market.

Key findings

  • 16.7%had outstanding finance recorded: about 1 in 6
  • 13.4%had an insurance write-off record: about 1 in 7
  • 34.1%had at least one number plate change
  • 5.3%had a mileage anomaly flagged
  • Finance is a newer-car problem. 56.7% of cars under three years old checked with a full report still had outstanding finance recorded, against 0.4% of cars 16 years and older.
  • Most write-offs can return to the road. Cat S and Cat N make up 88% of write-off records: cars an insurer wrote off that can legally be repaired and driven again.
  • 77% of 5,710,686 MOT tests were passed. Of the popular models, the MINI Countryman did best (87%) and the Renault Trafic worst (70%). See all models
  • Mileage anomalies rise with age, from 1.3% of cars aged 3 to 5 years to 13.3% of cars 16 years and older. Of the popular models, the Fiat Ducato has the most (13.5% of vehicles). See the ranking
  • MOT advisories vary widely by model. The Ford Transit averages 2.2 per test; the Toyota Prius the fewest at 0.8. See the ranking
  • The Toyota Prius is driven furthest, about 17,000 miles a year. See the ranking
  • Write-off records by model: the Audi A3 had the highest share among popular models with enough full reports, 27.6% of the 76 checked. Small groups, so treat it as a pointer. See the table
  • Most checked: Ford, Volkswagen and Vauxhall among makes; the Volkswagen Golf, Ford Fiesta and Vauxhall Corsa among models. See the tables
Check the car you're looking at Free MOT history and mileage anomaly check for any UK registration. Finance, write-off and stolen records in the full report.

Most checked makes and models

The makes and models UK buyers checked most on CarCheckUp: distinct vehicles (each registration counted once) across all 578,484 vehicles checked since March 2023.

Makes

Swipe to see all columns →

RankMakeVehicles checkedShare
1Ford78,39513.6%
2Volkswagen58,89110.2%
3Vauxhall56,5609.8%
4BMW47,9268.3%
5Mercedes-Benz41,3107.1%
6Audi38,3536.6%
7Toyota24,7674.3%
8Peugeot21,4393.7%
9Nissan19,3473.3%
10Renault15,4672.7%
11Citroen14,6652.5%
12Land Rover12,7162.2%
13Honda12,5952.2%
14SEAT11,8062.0%
15Skoda11,2601.9%

Models

Swipe to see all columns →

RankModelVehicles checked
1Volkswagen Golf20,839
2Ford Fiesta17,995
3Vauxhall Corsa16,656
4Ford Focus15,226
5Ford Transit14,360
6Vauxhall Astra13,877
7BMW 3 Series11,870
8Audi A311,356
9Volkswagen Polo9,165
10Nissan Qashqai7,072
11Audi A46,962
12Toyota Yaris5,504
13Mercedes-Benz Sprinter5,375
14SEAT Leon5,133
15Vauxhall Insignia4,809

Among our 59 popular models; a model includes its trims (a Golf Match is a Golf).

All checks

Swipe to see all columns →

RecordVehicles with a recordShare
Outstanding finance recorded732 of 4,38916.7%
Insurance write-off recorded587 of 4,38913.4%
Police stolen marker (current or recovered)17 of 4,3890.4%
High risk register entry23 of 4,3890.5%
Mileage anomaly flagged204 of 3,8465.3%
Number plate change1,496 of 4,38934.1%
Colour change146 of 4,3893.3%
VIC inspection recorded14 of 4,3890.3%
Imported138 of 4,3893.1%
Exported or marked for export92 of 4,3902.1%
Recorded as scrapped5 of 4,3890.1%

"Of" is the number of vehicles for which the source returned a result for that check. The mileage check needs at least one mileage reading, so its base is smaller.

Write-offs by category

Swipe to see all columns →

CategoryRecordsShare of write-off records
Cat S29645.5%
Cat N27442.1%
Cat D365.5%
Cat C294.5%
Insurance theft claim111.7%
Cat B40.6%
Cat A10.2%

Cat S (structural damage) and Cat N (non-structural damage) cars can be repaired and driven again; Cat A and B must never return to the road. Cat C and D are the categories insurers used before October 2017. An insurance theft claim means an insurer settled a claim for the vehicle's theft. More in our write-off check guide.

Which models have the most write-off records?

The share of each popular model's vehicles with an insurance write-off record (any category), for models with at least 30 full reports. These are small groups: a few vehicles more or less move a model several places, so treat the ranking as a guide, not a verdict on the model.

Swipe to see all columns →

RankModelCat SCat NCat CCat DCat A/BTheft claimTotal with a recordShareFull reports
1Audi A381410002127.6%76
2Audi A431001001327.1%48
3Volkswagen Polo5801001324.1%54
4Nissan Qashqai620000819.5%41
5Mercedes-Benz Sprinter510100718.4%38
6Ford Fiesta7901001617.6%91
7Vauxhall Insignia150000614.6%41
8Volkswagen Golf131110102414.0%172
9BMW 3 Series2702001113.8%80
10Ford Transit8112011312.4%105
11Vauxhall Corsa5500001011.9%84
12SEAT Leon310000411.4%35
13Vauxhall Astra7401001011.2%89
14Ford Focus25000079.7%72
15Peugeot Boxer21000039.1%33
16Mercedes-Benz A-Class02000025.6%36

By vehicle age

Swipe to see all columns →

Age at the time of the checkFull reportsFinanceWrite-offMileage anomalyPlate change
Under 3 years22556.7%7.1%0.0%10.3%
3 to 5 years51639.7%12.8%1.3%25.4%
6 to 10 years1,41823.0%15.3%1.6%35.9%
11 to 15 years1,1026.3%16.4%4.2%37.0%
16 years and over1,1230.4%9.5%13.3%37.8%

By make

Makes with at least 100 vehicles in the dataset. Smaller groups move more with a few vehicles, so compare with care.

Swipe to see all columns →

MakeFull reportsFinanceWrite-offMileage anomalyPlate change
Ford50916.5%12.0%6.3%26.3%
Volkswagen48314.9%12.8%5.3%35.0%
BMW38922.6%14.7%2.0%58.6%
Vauxhall34712.7%13.5%3.7%19.0%
Mercedes-Benz33324.3%11.1%6.0%45.3%
Audi30420.4%20.4%3.6%50.0%
Land Rover16823.2%8.9%11.3%67.3%
Toyota13414.9%11.2%3.4%20.1%
Peugeot13016.2%10.0%6.5%13.8%
Citroen11812.7%19.5%7.1%21.2%
Nissan11114.4%13.5%1.9%22.5%

MOT results across every vehicle we have checked

The full MOT histories of all 491,789 vehicles with an MOT checked on CarCheckUp, every make and model: 5,710,686 MOT test results in all, every test each vehicle has had since digital records began, retests included.

  • 77%of MOT tests passed
  • 1.5advisories per MOT test on average
  • 5.8%of vehicles have a mileage anomaly: an MOT reading lower than an earlier one
  • 7,500typical miles a year

Most common failure areas: lights and indicators (44% of failed tests), suspension (28% of failed tests), brakes (23% of failed tests), tyres (22% of failed tests), windscreen and wipers (16% of failed tests). Most common advisories: tyres (24%), brakes (20%), suspension (15%), corrosion (10%), oil and fluid leaks (9%).

MOT results by make

Every make with at least 500 vehicles with an MOT history.

Swipe to see all columns →

MakeTests passedAdvisories per testMileage anomalyTypical miles a yearTop failure areaVehicles with an MOT
Ford75%1.645.8%7,700Lights and indicators68,460
Volkswagen77%1.595.7%7,900Lights and indicators52,707
Vauxhall75%1.494.9%7,200Lights and indicators51,240
BMW81%1.314.7%8,200Lights and indicators43,440
Audi81%1.374.5%8,200Lights and indicators34,829
Mercedes-Benz80%1.386.5%8,600Lights and indicators33,145
Toyota79%1.357.0%7,300Lights and indicators22,100
Peugeot75%1.456.2%7,000Lights and indicators18,316
Nissan75%1.525.3%7,100Lights and indicators16,259
Renault71%1.576.7%7,200Lights and indicators12,987
Citroen73%1.526.7%7,600Lights and indicators12,532
Honda78%1.476.8%6,200Lights and indicators11,532
Land Rover79%1.496.0%7,700Lights and indicators10,987
SEAT78%1.483.4%8,000Lights and indicators10,523
Skoda79%1.403.4%8,500Lights and indicators9,389
Fiat74%1.579.1%5,400Lights and indicators8,430
Hyundai78%1.342.9%7,000Lights and indicators8,279
Kia78%1.442.5%7,400Lights and indicators7,734
MINI78%1.474.6%6,000Lights and indicators6,792
Volvo77%1.415.5%8,500Lights and indicators6,613
Mazda78%1.564.3%6,400Lights and indicators6,036
Jaguar81%1.384.0%7,200Lights and indicators4,199
Suzuki78%1.458.3%5,200Lights and indicators3,975
Mitsubishi77%1.686.5%7,500Lights and indicators3,249
Lexus84%1.173.7%7,200Lights and indicators2,086
Porsche83%1.166.4%4,900Lights and indicators1,782
Iveco73%1.7118.1%10,000Lights and indicators1,536
Yamaha82%0.6614.6%1,800Lights and indicators1,489
Dacia77%1.122.1%7,700Lights and indicators1,320
MG77%1.316.9%4,300Lights and indicators1,159
DAF Trucks92%0.2512.6%42,100Lights and indicators1,032
Alfa Romeo75%1.585.2%7,100Lights and indicators988
Chevrolet72%1.648.9%5,400Lights and indicators872
Jeep77%1.5510.6%6,700Lights and indicators870
Subaru78%1.4710.6%5,400Lights and indicators849
Smart77%1.157.5%4,700Lights and indicators749
Saab76%1.637.7%6,300Suspension648
Tesla86%0.901.5%10,800Tyres618
Renault Trucks82%1.013.8%18,800Lights and indicators554

MOT pass rates for popular models

The highlights in plain English: which used cars pass their MOT most often.

From the DVSA MOT histories of every vehicle of each model checked on CarCheckUp (249,196 vehicles and 3,076,578 MOT tests in all), highest pass rate first. Each model page has the full breakdown. "Vehicles with an MOT" counts each vehicle once; vehicles checked before their first MOT (under three years old) have no MOT history and are not counted.

Swipe to see all columns →

ModelVehicles with an MOTTests passedMost common failure areaTypical miles a yearMileage anomaly
MINI Countryman57687%Tyres7,1000.7%
Land Rover Range Rover Evoque1,91185%Lights and indicators8,0001.9%
MINI Cooper S65685%Tyres6,4001.0%
MINI Cooper1,28984%Lights and indicators6,6001.2%
Volvo XC6092983%Lights and indicators9,6002.2%
Audi A63,28582%Lights and indicators9,5005.6%
Mercedes-Benz A-Class3,61582%Lights and indicators7,9005.2%
Skoda Superb1,15882%Lights and indicators11,1003.6%
Land Rover Range Rover Sport2,20881%Lights and indicators7,9003.5%
Toyota Auris2,15081%Lights and indicators7,8003.6%
Toyota Prius4,01481%Lights and indicators17,0009.6%
BMW 1162,72980%Lights and indicators8,0002.9%
BMW 1182,89280%Lights and indicators7,9003.6%
Honda CR-V1,53580%Lights and indicators7,5004.5%
Kia Sportage2,06780%Brakes8,1001.3%
Land Rover Range Rover1,34580%Suspension7,5008.6%
SEAT Leon5,00380%Lights and indicators8,4003.3%
Skoda Octavia3,54980%Lights and indicators9,8003.6%
Audi A310,68879%Lights and indicators8,1004.5%
Audi A46,74679%Lights and indicators8,6005.7%
BMW 3 Series11,86679%Lights and indicators7,9005.8%
Honda Jazz2,68179%Lights and indicators5,3004.0%
SEAT Alhambra43079%Lights and indicators10,8005.4%
Volvo V4098679%Lights and indicators8,4003.8%
Hyundai i101,49378%Lights and indicators5,3002.6%
Hyundai i201,21478%Lights and indicators6,4002.7%
Nissan Juke2,60978%Suspension7,2003.3%
Peugeot 2082,40378%Lights and indicators6,8001.7%
Vauxhall Insignia4,79078%Lights and indicators9,0004.9%
Volkswagen Golf19,77778%Lights and indicators7,8005.1%
Volkswagen Passat4,48178%Lights and indicators9,4007.5%
Ford Focus14,56577%Lights and indicators7,4004.4%
Skoda Fabia2,65277%Lights and indicators6,7004.2%
Toyota Yaris5,19077%Lights and indicators5,8007.7%
Honda Civic3,98476%Lights and indicators6,8006.6%
Kia Ceed1,35376%Lights and indicators8,1003.8%
Kia Picanto1,15776%Lights and indicators4,9004.2%
Peugeot Boxer2,52676%Lights and indicators6,9008.0%
Vauxhall Astra13,57476%Lights and indicators7,2004.9%
Fiat 5002,39675%Suspension5,4005.4%
Fiat Ducato1,94275%Lights and indicators3,30013.5%
Ford Fiesta17,62975%Lights and indicators6,6004.2%
Hyundai i301,22375%Lights and indicators7,4004.0%
Nissan Micra2,36675%Lights and indicators4,7008.4%
Nissan Qashqai5,66275%Lights and indicators8,0003.4%
SEAT Ibiza3,56975%Lights and indicators7,4003.6%
Volvo XC9078975%Lights and indicators9,3006.1%
Citroen C31,63974%Lights and indicators6,0006.2%
Citroen C41,77274%Lights and indicators7,8004.7%
Mercedes-Benz Sprinter4,71174%Lights and indicators14,5008.6%
Vauxhall Corsa14,97074%Lights and indicators6,2003.9%
Volkswagen Polo8,52274%Lights and indicators6,5004.7%
Fiat Punto92873%Lights and indicators5,80011.7%
Citroen Berlingo2,28372%Lights and indicators9,7005.0%
Peugeot Partner1,97372%Lights and indicators10,6005.1%
Ford Transit13,03871%Lights and indicators9,90011.6%
Renault Clio3,81671%Lights and indicators6,2007.4%
Renault Megane1,83771%Lights and indicators7,3005.4%
Renault Trafic2,05570%Suspension10,4005.6%

Which cars have the most mileage anomalies?

The share of each model's vehicles with a mileage anomaly: at least one MOT mileage reading lower than a reading on an earlier day. A lower reading is a warning sign worth asking about, not proof of clocking: typing errors at the test centre and replaced instrument clusters also cause it. Our free mileage check shows the readings for any registration.

Swipe to see all columns →

RankModelVehicles with a mileage anomalyTypical miles a yearVehicles with an MOT
1Fiat Ducato13.5%3,3001,942
2Fiat Punto11.7%5,800928
3Ford Transit11.6%9,90013,038
4Toyota Prius9.6%17,0004,014
5Land Rover Range Rover8.6%7,5001,345
6Mercedes-Benz Sprinter8.6%14,5004,711
7Nissan Micra8.4%4,7002,366
8Peugeot Boxer8.0%6,9002,526
9Toyota Yaris7.7%5,8005,190
10Volkswagen Passat7.5%9,4004,481
11Renault Clio7.4%6,2003,816
12Honda Civic6.6%6,8003,984
13Citroen C36.2%6,0001,639
14Volvo XC906.1%9,300789
15BMW 3 Series5.8%7,90011,866
16Audi A45.7%8,6006,746
17Audi A65.6%9,5003,285
18Renault Trafic5.6%10,4002,055
19Fiat 5005.4%5,4002,396
20Renault Megane5.4%7,3001,837
21SEAT Alhambra5.4%10,800430
22Mercedes-Benz A-Class5.2%7,9003,615
23Peugeot Partner5.1%10,6001,973
24Volkswagen Golf5.1%7,80019,777
25Citroen Berlingo5.0%9,7002,283
26Vauxhall Astra4.9%7,20013,574
27Vauxhall Insignia4.9%9,0004,790
28Citroen C44.7%7,8001,772
29Volkswagen Polo4.7%6,5008,522
30Audi A34.5%8,10010,688
31Honda CR-V4.5%7,5001,535
32Ford Focus4.4%7,40014,565
33Ford Fiesta4.2%6,60017,629
34Kia Picanto4.2%4,9001,157
35Skoda Fabia4.2%6,7002,652
36Honda Jazz4.0%5,3002,681
37Hyundai i304.0%7,4001,223
38Vauxhall Corsa3.9%6,20014,970
39Kia Ceed3.8%8,1001,353
40Volvo V403.8%8,400986
41BMW 1183.6%7,9002,892
42SEAT Ibiza3.6%7,4003,569
43Skoda Octavia3.6%9,8003,549
44Skoda Superb3.6%11,1001,158
45Toyota Auris3.6%7,8002,150
46Land Rover Range Rover Sport3.5%7,9002,208
47Nissan Qashqai3.4%8,0005,662
48Nissan Juke3.3%7,2002,609
49SEAT Leon3.3%8,4005,003
50BMW 1162.9%8,0002,729
51Hyundai i202.7%6,4001,214
52Hyundai i102.6%5,3001,493
53Volvo XC602.2%9,600929
54Land Rover Range Rover Evoque1.9%8,0001,911
55Peugeot 2081.7%6,8002,403
56Kia Sportage1.3%8,1002,067
57MINI Cooper1.2%6,6001,289
58MINI Cooper S1.0%6,400656
59MINI Countryman0.7%7,100576

Which cars are driven the most?

Typical miles a year: the median, across vehicles, of the average between their first and latest MOT reading. The ten highest.

Swipe to see all columns →

RankModelTypical miles a yearVehicles with an MOT
1Toyota Prius17,0004,014
2Mercedes-Benz Sprinter14,5004,711
3Skoda Superb11,1001,158
4SEAT Alhambra10,800430
5Peugeot Partner10,6001,973
6Renault Trafic10,4002,055
7Ford Transit9,90013,038
8Skoda Octavia9,8003,549
9Citroen Berlingo9,7002,283
10Volvo XC609,600929

Models with the most MOT advisories

An advisory is a defect the tester noted that is not yet a failure: tyres close to the limit, a brake pipe starting to corrode, a minor oil leak. More advisories per test usually means more wear and more money to spend soon. The 59 popular models, ranked by the average number of advisories per MOT test (retests included).

Swipe to see all columns →

RankModelAdvisories per testTests with an advisoryMost common advisory areaVehicles with an MOT
1Ford Transit2.1662%Brakes13,038
2Mercedes-Benz Sprinter2.0161%Brakes4,711
3Fiat Punto1.7959%Tyres928
4Renault Megane1.6960%Brakes1,837
5Renault Trafic1.6960%Brakes2,055
6Kia Ceed1.6757%Tyres1,353
7Nissan Qashqai1.6558%Tyres5,662
8Volvo XC901.6556%Tyres789
9SEAT Alhambra1.6554%Tyres430
10Fiat 5001.6458%Tyres2,396
11Volkswagen Passat1.6257%Tyres4,481
12Honda CR-V1.5953%Tyres1,535
13Honda Civic1.5855%Tyres3,984
14Volkswagen Golf1.5655%Tyres19,777
15Land Rover Range Rover1.5452%Brakes1,345
16Vauxhall Astra1.5255%Tyres13,574
17SEAT Ibiza1.5156%Tyres3,569
18Honda Jazz1.5152%Brakes2,681
19Citroen C31.5056%Tyres1,639
20Audi A41.5054%Tyres6,746
21Hyundai i301.4955%Tyres1,223
22Ford Fiesta1.4954%Tyres17,629
23Volkswagen Polo1.4954%Tyres8,522
24Renault Clio1.4855%Tyres3,816
25Toyota Yaris1.4851%Tyres5,190
26Citroen Berlingo1.4755%Tyres2,283
27SEAT Leon1.4755%Tyres5,003
28BMW 3 Series1.4754%Tyres11,866
29Ford Focus1.4753%Tyres14,565
30Citroen C41.4656%Tyres1,772
31Skoda Fabia1.4654%Tyres2,652
32Skoda Octavia1.4553%Tyres3,549
33Fiat Ducato1.4449%Brakes1,942
34Audi A31.4354%Tyres10,688
35Kia Picanto1.4152%Tyres1,157
36Vauxhall Corsa1.4053%Tyres14,970
37Land Rover Range Rover Sport1.4050%Brakes2,208
38Vauxhall Insignia1.3954%Tyres4,790
39Nissan Juke1.3953%Tyres2,609
40BMW 1181.3854%Tyres2,892
41Peugeot Partner1.3753%Tyres1,973
42Nissan Micra1.3751%Tyres2,366
43Kia Sportage1.3652%Tyres2,067
44Peugeot Boxer1.3449%Brakes2,526
45Peugeot 2081.3353%Tyres2,403
46Hyundai i201.3350%Tyres1,214
47BMW 1161.3153%Tyres2,729
48Audi A61.3151%Tyres3,285
49Toyota Auris1.3148%Brakes2,150
50Hyundai i101.2850%Tyres1,493
51Skoda Superb1.2250%Tyres1,158
52Volvo XC601.1148%Tyres929
53Mercedes-Benz A-Class1.1147%Tyres3,615
54Volvo V401.0847%Tyres986
55Land Rover Range Rover Evoque0.9944%Tyres1,911
56MINI Cooper0.9643%Tyres1,289
57MINI Cooper S0.9040%Tyres656
58MINI Countryman0.8641%Tyres576
59Toyota Prius0.8235%Tyres4,014

Vans and older, higher-mileage models tend to rank higher: the figure reflects how hard the vehicles checked with us have been used as well as the model itself. See the guide to MOT advisories.

Method

  • MOT dataset: the DVSA MOT histories of every vehicle checked on CarCheckUp that has one: 491,789 vehicles and 5,710,686 MOT test results, each vehicle counted once (its most recent check). The MOT sections use this dataset.
  • Full report dataset: full reports bought on CarCheckUp between 14 March 2023 and 27 September 2026. Sample reports are excluded. A vehicle checked more than once counts once, using its most recent report: 4,390 vehicles. The finance, write-off, stolen, plate and age/make sections use this dataset.
  • Classification: each vehicle is classified with the same rules as the report page, described in how CarCheckUp works. A check the source returned no result for is left out of that check's base.
  • Write-off categories: from the category on each insurance loss record (MIAFTR, supplied through Experian). A vehicle can have more than one record.
  • Age: the year of the report minus the DVLA year of manufacture. Make: the DVLA make.
  • MOT figures: DVSA MOT histories of every distinct vehicle of each model checked on CarCheckUp (its most recent check), since our first checks. Pass rate is passed tests over all tests, retests included. Advisories per test is every advisory recorded divided by the number of tests. Failure areas group the DVSA defect text by keyword (tyres, brakes, lights and so on). Typical miles a year is the median, across vehicles, of the average between the first and latest MOT reading. "Mileage anomaly" is the share of vehicles with an MOT reading lower than the highest reading on an earlier day.

Limitations

  • Not a random sample. These are vehicles our customers chose to check, and the rates are likely higher than for all UK used cars.
  • A record at the time of the check. Finance may have been settled later; a write-off record stays even after a good repair.
  • A mileage anomaly is not proof of clocking. Typing errors at the test centre and replaced instrument clusters also produce lower readings.
  • Sources hold what was reported to them. Damage never claimed on insurance, for example, is not in any record.
  • Keyword grouping is approximate. One defect can mention two areas (a corroded brake pipe counts under brakes and corrosion).

Using these figures

You are welcome to quote this report. Please credit "CarCheckUp UK Used Car Risk Report" with a link to this page. For questions or the underlying breakdowns, email [email protected].

MOT and DVLA data: contains public sector information licensed under the Open Government Licence v3.0.

Check a car yourself

Averages can't tell you about one car. Check it now Free MOT history and mileage anomaly check for any UK registration. Finance, write-off and stolen records in the full report.